Time. There just never seems to be enough of it. I mean, it’s already December. Didn’t we just celebrate the start of 2019? I feel like I was just ringing in the new year. Time moves too fast (and every year it seems to just move faster). And time is something people always tell me they don’t have enough of and is one of the main reasons why they don’t travel as much as they would like. Now, I won’t pretend that people with 8-to-5 jobs can travel as I do. My travel needs to suit my way of traveling. It’s not for everybody. I’m lucky enough to be an educator who has breaks in between the year so I am able to travel more often. But even if they don’t want to be nomadic, most people I know with office jobs want to travel more than they do. They just think they don’t have the time to do so. They are wrong!
Let’s say you work 50 weeks a year and get two weeks of vacation. Counting your vacation time and every weekend brings the total number of days per year you can travel to 110 (104 weekend days plus the 10 days in your two-week vacation). That’s a lot of time to travel. Throw in three-day weekends and holidays, and we can add even more days to our total. It may not be all continuous, but you can do a lot with that much time. Let’s think about that for a second: 110+ days of free time per year. That’s close to four months of potential travel time per year! Four months! The world is your oyster with that much time. When looking at it this way, our busy schedule becomes a lot more open. What are you doing with that time? Everything is about priorities. Yes, there are certain obligations we have in our day to day lives that take up time but if you really want something, you find a way to make it happen. It’s like when I say I don’t have the time to go to the gym. I have plenty of time to go to the gym; I’m just spending that time elsewhere. Because the gym just isn’t a priority for me (though it probably should be!).
Moreover, most people associate “travel” with a long-term, big, expensive trip and thus discount all the short-term methods of travel. When people think “I want to travel” they envision a two-week vacation, a cruise, or some long, multi-month journey. That’s not really their fault — I used to think that way too. It’s just how the travel industry tells us we need to travel. We internalize that idea and never consider other options. The industry’s marketing machine tells us that travel means a long trip where we spend lots of money. And if you hear something enough, you believe it. I used to. It’s why Denise is never going to Ireland and Rodrigo will always be a hater. Like many, they don’t think about all the small ways one can satiate the travel bug when time is not on your side. Even when you don’t have months to travel, as we’ve seen, you still have 110 days of potential travel per year. If you make it a priority, you can certainly travel more. Try to incorporate more weekend trips away. It can help break up your routine and keep your wanderlust in check until your next big trip. Even a couple of days somewhere are better than no days anywhere! Stay close and you’ll need less time to do what you want. Additionally, the best flight deals you can find are often for destinations close to you. So be flexible. Anywhere you haven’t been is a good place to travel to! There’s so much around you that you probably don’t take advantage of when you’re busy leading your regular life that, when you stop and look for a second, you can find plenty of exciting activities to fill your time.
When you think that is how you have to travel and try to cram everything in, it’s easy to get burdened by your itinerary. You look at all those destinations, get overwhelmed, realize there is not enough time, give up, and hold off until you do “have” the time. I get that you don’t have a lot of vacation and want to see a lot, but don’t! Sticking to just one or two places suddenly opens up a lot of time and opportunity! You’ll never be able to see it all.
So the next time you think “I don’t have the time,” think of all the places nearby you could explore. Yes, you’ll have errands to run and things that require your attention. But by using your time productively, prioritizing travel, and thinking outside the box, you’ll find you do have time to explore the world. Travel is about exploration, and that exploration can happen anywhere!
It can be quite difficult for parents to adjust to a new home and family dynamic after all their kids have moved out. You may start to feel anxious, down or restless, but it’s important to realize that along with this big change come many possibilities. Rather than an end, this time in your life should be a wonderful new beginning.
When you teach your children lessons of life as they are growing up it’s easier for them to be ready to live an adult life. But at the same time, you also should be preparing yourself as your children grow into adulthood.
Take this time to reconnect with yourself as well as others. Pick an old hobby back up or explore something new that you’ve always meant to try. Make time to do the things you want to do without any disruption, and go to the places you want to go without having to worry about others. Having an empty nest isn’t a bad thing; it simply means that it’s time for you to spread your wings too.
After meals. Wait one hour to two, before starting vigorous exercises.
thigh & leg flexions
Excess post-exercise oxygen consumption (EPOC) is the amount of oxygen required to restore your body back to normal metabolic function after exercise. The more intense the exercise, the more oxygen the body consumes afterward, and the higher the calorie burn.
– The Mindful Tech Team
The idea is to breathe deeply at least twenty minutes a day
Think you don’t have time to exercise?
A short, hard workout involving intervals of short sprints is more effective for fat burning and boosting metabolism compared to a long workout at a steady pace.
– The Mindful Team
6xfifty jumping jacks
2xjog one mile
4xtwenty five push ups
4xtwenty five squats
twenty five mountain climbers
fifteen sec plank
thirty sec plank
forty five sec plank
60 sec plank
Lifting heavy weights increases resting metabolism, increases strength, and strengthens bones. Both men AND women should make strength training part of any exercise regimen to reap the benefits.
3×100 jumping jacks
3×100 mountain climbers
3xone mile runs
120 jump rope skips
4×25 high knees
rest between sets as needed
Aim to get 10,000 steps per day to avoid being sedentary.
When you’re standing credit is being deteriorated due to
different reasons you need to fix it. The
process of fixing bad standing credit is called Credit repair. Each credit
bureau owns its own propriety version of your credit report.
Repairing Bad standing credit could be as easy as reporting
(disputing) errors and mistakes in your report from credit bureaus or
addressing issues like budgeting and dealing with legit concerns from the lender
Consumers having bad standing credit often seek professional
help to avoid financial hard times, because many companies look at your credit
report before doing business with you and to set the product pricing.
You got your own back:
Although there are many professional companies that you can
hire to repair your credit, but it’s nothing you can’t do on your own. There
are plenty of different tactics that you can learn from books or the internet
in order to do it yourself, and it will save you the money. Plus, you will
better understand your credit history and have knowledge over it. For example, removing
negative information can be done by different methods (Credit repair companies
also use these tactics) like
Credit report disputes
Pay for delete
Check your credit report:
When you are working on your credit repair you want to bring up your credit score up but credit repair is about fixing your credit report not your credit score. Improving your credit affects your credit score, which will eventually improve your credit history. Some banks offer free credit scores and info as a member perk. Chase Bank is one of them.
Visit http://www.annualcreditreport.com to get a free copy of your credit reports every 12 months from each of the three nationwide credit bureaus (Equifax, Experian, and TransUnion) Create a myEquifax account to get two free Equifax credit reports each year.
Credit history can be estimated by credit score:
A credit score tells how responsibly you pay back your credit. A credit score can tell whether you have good credit history or bad credit history. Improving credit score indicates that your credit history is improving.
Boost your credit score:
Improving your credit history means improving your credit
score which is based on the following categories (credit improvement will be
needed in all these in order to improve credit score)
Types of credit accounts
Recent applications of credit
Age of credit history
Amount of debt
Repairing bad credit takes time:
Good credit history has recent positive credit information
and minimal negative events. You can take the first step in the right direction
by paying your payments on time. The credit repair will not be immediate so be patient with the process
Change your habit:
Even if you hire professionals or do credit repair yourself,
it would not last long if you don’t change your bad habits. If you don’t borrow
responsibly you can fall back into more debt and will find yourself in the same
situation over and over again. Only borrow which you can responsibly pay off
The best you can do:
Paying off your bills regularly is one of the best things
you can do to avoid bad credit history.
Vice president of
consumer education and advocacy at Equifax, Nancy Bistritz says,
“When it comes to creditworthiness, a great rule of thumb to remember is to pay your bills on time every time. Lenders and creditors want to know that you’ve been able to satisfy your financial commitments on time every time. Therefore, paying bills on time is an important, fundamental behavior to establish early on.”